Phil realises he's in over his head

Fretting over Sam's whereabouts, Peggy leaves a panicky message on Grant's phone, while Roxy jokes that Sam will be back as quick as she left. Phil reminds them that Sam's due to appear in court soon and if she doesn't show, they'll be financially ruined. Worried about the potential ramifications of Sam's disappearance, Peggy suggests that Phil talk to the bank. Peggy receives a call from Grant informing her that Sam's not with him. With that, Phil decides to turn to Ricky and Jack for information. Later, Phil questions Jack over Sam's whereabouts and despite his lack of knowledge, he offers to make some calls. Phil, however, is left puzzled by Jack's willingness to help with the search. Ricky's next on Phil's list but he offers no clue as to Sam's location. Peggy reminds Phil to speak to the bank but he's seemingly distracted.

Meanwhile, a mystery man arrives on the Square in search of Phil. Minty's puzzled when the man wanders into the Arches asking a plethora of questions about the company's finances. Later, Minty warns Phil about the man who was looking for him earlier in the day and Phil warns him not to say anything if he returns for a second look. As Jack informs Phil that he's had no luck in tracing Sam, a police officer enters The Vic searching for Sam as there's a warren out for her arrest. While Roxy vents her frustration about Sam's disappearance costing the family a lot of money, Phil vows to Peggy that he'll sort their situation out.

Outside in the market, Minty spots the mystery man from earlier and follows him. The stranger, however, realises that he's being followed and tells Minty to warn his employer that he'll be returning for another visit soon. Realising that the man's a loan shark, he confronts Phil about his debts and Phil's forced to admit that he's in way over his head - and has a week to pay it all back.

Elsewhere, Ben comments on Roxy's lack of action in the bedroom; Jordan's upset that everyone's forgotten about Trina; Owen tells Liz that he'll be out just in time for Lucas and Denise's wedding; Roxy finds an address book in Sam's belongings; Masood's intrigued when Amira receives a letter demanding rent and another from HM Prison Service; Libby visits Owen in prison; Roxy asks Dr Al on a date and after seeing the way she treated Jack, he's afraid to say no; Amira's forced to look for another flatmate; and Jordan's upset when Colin, the council's head of parks, denies permission to plant 'A Tree for Trina', prompting a sit-in at the council building.

Also, Libby begs Owen to leave Lucas and Denise alone so that they can enjoy their wedding but he says that he can't; Amira tells Chelsea that she can't let her move in due to her criminal record; and despite turning up late for their date, Roxy kisses Dr Al.